Are You Saving Up To Buy a Home? Your Tax Refund Can Help

You’ve been working on your savings and dreaming of that moment when you finally have keys to a place that’s truly yours.

You’ve been working on your savings and dreaming of that moment when you finally have keys to a place that’s truly yours.
Buying your first home in today’s market can feel tough. Between high home prices and mortgage rates, affordability is still a big challenge.
You won’t find anyone who’s going to argue that mortgage rates have had a big impact on housing affordability over the past couple of years.
Curious about where the housing market is headed in 2025?
That’s right—according to a recent study from Zillow, in 22 of the 50 largest metro areas, monthly mortgage payments are now lower than rent payments.
In today’s housing market, many sellers are making a critical mistake: overpricing their houses.
Even though asking home prices rose 7.0% in the last year, outpacing rent increases of 3.2%, the gap between buying and renting has narrowed only slightly. One year ago, buying was 46% cheaper than renting. Today’s it’s 44% cheaper to buy versus rent. In fact, homeownership is cheaper than renting in all of America’s 100…