Why Pre-Approval Should Be at the Top of Your Homebuying To-Do List

Since the supply of homes for sale is growing and mortgage rates are coming down, you may be thinking it’s finally your moment to jump into the market.

Since the supply of homes for sale is growing and mortgage rates are coming down, you may be thinking it’s finally your moment to jump into the market.
I had a conversation with a colleague this week about using lock boxes. She hadn’t been able to convince her seller that using a lock box was advantageous and whether having a lockbox on her door was even necessary to sell her home. Those of you that don’t know, a lockbox is an apparatus that…
Trying to decide between renting or buying a home?
South Florida home sellers have become spoiled, and I am one of the guilty parties. The market is hot enough at the moment where we are seeing many sellers restrict the terms that they are willing to accept on their homes to conventional financing only, or cash buyers. In some instances, cash-buyers only! I must…
Want to know some of the top mistakes sellers are making today and how to make sure they don’t happen to you too?
The past few years have been challenging for homebuyers, especially with higher home prices and mortgage rates.
Some Highlights Mortgage pre-approval means a lender has reviewed your finances and, based on factors like your income, debt, and credit history, determined how much you’re qualified to borrow. Being pre-approved for a loan can give you clarity while planning your homebuying budget, confidence in your ability to secure a loan, and helps sellers know…